For quite some time now, many South Africans have struggled with debt. Whether it’s scrambling to keep up with repayments or continually falling down the rabbit hole of incurring more arrears, there is a reason why our country ranks as one of the most indebted nations in the world. Not to mention, according to a

As if South Africans aren’t going through enough at the moment, Experian, one of the country’s biggest credit bureaus, was hit by a massive data breach. According to reports, approximately 24 million South Africans and close to 800 000 businesses’ personal information was compromised after a

Sometimes you just have to hit that reset button, right? It’s all about starting with a clean slate and a refreshed winning mentality. So, if you’ve done that, you are well on your way to reaching some of your goals. Congratulations! Whether it’s short-term ambitions, like travelling or long-term, such as buying a home, most of us don’t have excessive amounts of disposable cash lying around to turn those dreams into reality. Thankfully, there is a humble piece of plastic that can empower you financially. So let’s take a closer look at how to apply for

Believe it or not, the festive season is literally around the corner! Yes, 2019 has certainly gone by in a flash, and it’s that time of year when South Africans dig deep into their pockets to make most of the holiday and have a merry time with their friends and family. But it’s also the time when South Africans need to know what their legal rights are to make sure they don’t go down the dark road of debt or find themselves on the wrong side of the law this holiday season. Let’s face it- everyone could do with tips to save money and affordable legal services. Staying on top of and in control of

Being sued, facing legal action, standing up in court, fighting the unforgiving legal system, worrying about how to pay for legal assistance – these are the things that keep many South Africans up at night. Unfortunately, not many citizens know about legal cover, what it is, that they need it or how it can protect and benefit them. The law is expensive, and far too often people give up on finding the legal support, resulting in unwanted consequences, such as lost claims, broken agreements, and even jail time.

Life’s journey certainly gets a little more exciting for graduates: after entering the job market, landing a dream job and earning a salary, your focus starts shifting some first significant purchases, like a car or a home. But, even with a substantial income, paying for those items in cash isn’t always a feasible option, and you might look to taking out a loan to help you out. However, life can take unexpected twists and turns, and it might get to a point where the repayments get overwhelming to the point where they are unaffordable, and you get blacklisted by a creditor. Fortunately,

Whether it’s through our own fault or as a result of someone else’s negligence, an encounter with the law is inevitable for most of us. And while every case is different, it usually causes a lot of stress and anxiety and can be quite the financial burden as well. The fact is, the law is notoriously inaccessible in our country and most South Africans cannot afford the services of a top lawyer. With the unemployment rate just under 28%, it is easy to see why the law is unaffordable for many. This is

As the cost of living continues to soar, South Africans are struggling to stay afloat financially. We’re not trying to be naysayers or spread doom and gloom, but this is the reality for many people. At LAW FOR ALL, we understand how easy it can be to buckle under financial pressure and make mistakes. So we thought it sensible to put together savvy legal tips to combat debt and help you survive these financially trying times. 1. Renegotiate Your Lease Agreements. If you haven’t paid your rent in the last few months, you are not alone. In fact, one in every four South Africans

They say that nothing in this life is certain, except for dying and paying taxes. Yes, filing a tax return is one of the many inescapable (and sometimes nasty) realities of being a working adult. It’s a legal requirement and failing to file a tax return could land you in serious legal trouble. Though, with a bit of guidance, you can make the most of the tax season and put some much-needed cash back in your pocket. As LAW FOR ALL’s tax specialist, Hanlie Brand, puts it “Many taxpayers get a bit overwhelmed by the whole tax filing process and end up skipping it altogether. Still, it’s worth