Deceased estate assistance
- This plan does not include legal support with winding up a deceased estate
When the time comes, we'll support your loved ones with the legal side of finalising your estate, so they don't have to shoulder that responsibility while grieving their loss.
When you pass away, your estate has to be wound up before your family can inherit. It can feel like a lengthy, complicated process at a time when emotions are already heavy. We'll advise your loved ones through each step - helping them report the estate, complete the necessary paperwork, and making sure your final wishes are understood and respectfully carried out.
Once the estate has been reported, we'll support your executor in setting out what the estate includes, who it goes to, and prepare the Liquidation and Distribution Account. With steady support and clear direction, we help minimise delays and unnecessary back-and-forth with the Master's Office, so the estate can be finalised as quickly as possible.
Hiring a private lawyer to wind up a deceased estate can cost 3.5% of the total value of the estate and a further 6% on interest or income the estate earns after the date of death. With LAW FOR ALL, legal support is included in your cover to protect your family against expensive legal fees, at a time when they shouldn't have to worry about costs.
Understand & protect your rights
Resolve things fairly and calmly (where possible)
Avoid unnecessary legal costs
Navigate challenging situations with trusted legal support
Whether things stay amicable or take an unexpected turn, you are always backed by legal professionals who’ve been through this many times, so you don’t have to go through it alone.
Find answers to the questions we get asked most often about our policies and legal services.
When someone dies, everything they owned and owed becomes their "estate". Before anyone can inherit, the estate needs to be formally reported to the Master's Office (whether there is a will or not). A person called the executor is then responsible for gathering information about your assets, paying any debts or final expenses, and making sure what remains goes to the right people. We'll guide your family through the process, so they don't have to navigate it alone during a difficult time.
The executor is the person who takes care of the legal and administrative steps involved in winding up the estate. You should nominate someone you trust in your will - a family member, close friend or a professional. If you don't have a will, the Master's Office will appoint a close family member to take on the role. Unlike some companies, LAW FORALL does not require you to appoint us as the executor. We believe that choice should always stay with you or your loved ones. Whoever takes on the role, we'll be there to guide and support them, so they understand what needs to be done, and never feel overwhelmed by the responsibility.
It all really depends on the size and complexity of the estate, and how quickly documents are submitted and approved by the Master's Office. Some estates can be finalised within a few months, while others may take longer, especially if there are delays with banks, SARS, or property transfers. What we can do is help keep the process moving by helping your family prepare and submit documents correctly, minimise back-and-forth with officials that often cause unnecessary delays.
We don't replace the executor; instead, we work alongside them to guide and support them throughout the process. Your family will still play a part, especially when it comes to signing or submitting forms, and providing information only they would know, but they won't be left to figure out the process alone.
Your policy covers legal advice and assistance through the process; however, there are still some costs that apply to every estate - such as executor fees (unless they are waived), clearance certificates, property transfer and Deed Office fees, bank and other administrative charges. We'll make sure your family knows about these from the start, help them plan for them, and avoid unnecessary costs or surprises along the way.
Sign up directly online, or if you still have questions about our legal insurance cover, simply request a callback and a sales representative will contact you.