Life is filled with uncertainty and often throws us curveballs. While we can’t prevent the unexpected from happening, we can take out various insurance policies to minimise everyday risks and safeguard our finances. From vehicle and household insurance to income protection and life insurance, having one or all these insurance policies in place should give some peace of mind. Being covered doesn’t necessarily mean that a pay-out is guaranteed should you submit a claim. Year after year, thousands of South African are left frustrated after their insurance claims are either partially or entirely denied. But, there are

Many South Africans are drowning in debt and doing their best to stay afloat. If this resonates with you and creditors (or debt collectors) are hounding you, or if your monthly expenses exceed your income and you are using credit to pay arrears, you are not alone. Recent statistics from the National Credit Regulator show that more than 10 million people are in arrears on their debt. But, it isn’t all doom and gloom for the country labelled the most indebted nation in the world! The good news is that South Africans seem to be managing debt better,

With the rising cost of living in a troubling economy, South Africans are cash-strapped. It hardly comes as a surprise that consumers try all kinds of strategies and measures to survive, especially after the festive season. One such a trick is withdrawing all money from a bank account before debit orders hit. Unfortunately, few consumers know how this practice can adversely affect them. According to Adv. Jackie Nagtegaal, Managing Director at LAW FOR ALL, bounced debit orders can become a costly affair. “In more cases than none, consumers end

You never know when life will throw a spanner in the proverbial works, so it’s essential to be ready for any problem that life throws at you. Most people who have encountered the law will tell you that it is a traumatic, intimidating and often financially crippling experience. And, while no one plans to have a run-in with the law, it is almost inevitable at some point in life. Unfortunately, many people only realise the importance of taking precautions (such as legal insurance cover) to safeguard their finances when it is too late. They are forced to pay expensive legal fees. That’s