Free legal advice 

Read our latest articles that make the law easier to understand. We explain your rights in simple, jargon-free language, showing how it applies to real situations you may face at home, at work or in your community.

title scheme rules

Keeping Pets in a Sectional Title Scheme

Young professionals looking to purchase their first property often lean towards apartments or homes in a complex – also called sectional titles. Not only are these properties the more affordable option, but they usually come with other benefits, such as added security and amenities. Of course, there are some drawbacks, specifically for current or prospective pet owners. However, keeping pets in a sectional title scheme is possible, but, as with most things, some terms and conditions apply. What exactly is a
data regulations south africa

New Mobile Data Regulations in South Africa

South Africans will have more control over their mobile data bundles at the end of February 2019. This is thanks to The Independent Communications Authority of South Africa’s (Icasa) End-User and Subscriber Service Charter amendment regulations, taking effect. The amendment regulations were supposed to have come into effect in June 2018, but implementation was delayed after MTN and CellC took Icasa to court. The court sided with the two operators, and implementation was postponed until this year, giving networks more time
indigenous Africa marriages

Customary Marriages in South Africa

Getting married has different meanings to different people in South Africa. For some, a traditional wedding might mean a fancy white dress and a long walk down the aisle, while for others, it is more of a colourful celebration of heritage and age-old African customs. But, no matter how we celebrate love and commitment in all its diversity, getting married is always a legal affair. South African laws don’t just recognise and protect civil marriages, but also customary marriages as long as specific requirements are met as set out in what is known as the Customary Marriages Act 120
unlawful arrest

Unlawful Arrests and Lodging a Civil Claim Against the Police

Over the last few years, Parliament’s police portfolio committee has frequently raised concerns over the growing number of civil claims against the South African Police Services. Just last year, the Minister of Police was ordered to pay almost R600 000 in damages to a teenager who was unlawfully arrested and detained. The teenager was arrested on suspicion of robbery and was subsequently thrown in a dirty jail cell and assaulted by inmates. Unfortunately, this isn’t an isolated incident. It is reported

A Basic Guide to Ombudsman Schemes in South Africa

Justice isn’t always accessible for South Africans, and the reality is that it isn’t always viable for disputes to be settled in a court of law. Especially when one considers how long it takes to get an outcome and how prohibitively expensive the legal process can be. But there are various alternative avenues and options, like the Small Claims Court and Ombudsman Schemes, to assist citizens to resolve disputes. We’ve already taken a comprehensive look at how to approach the
Estate Planning

5 Reasons Why You Need a Living Will

While most people are familiar with a last will and testament, there is an important document that isn’t always top of mind: a living will. A living will could come in especially handy and gives your loved ones peace of mind should you be mentally incapacitated or in a coma, and unable to make medical decisions for yourself. What is a living will? Simply put, a “living will” is a written instruction that details a person’s wishes about future
cohabitation rights

The Difference Between Cohabitation and Marriage

Times are changing, and more and more people opt for less traditional forms of relationships. Many South Africans choose to walk down the aisle and get married, but others prefer to live together as “life partners” instead. While shacking up together has become more socially acceptable, it’s essential to understand the legal implications of choosing to cohabitate, especially where a couple co-owns property, shares debts and other financial obligations or have kids together. What is Cohabitation? Cohabitation
renting a home

A Basic Guide to Renting a Home in South Africa

For many young professionals, renting a house or an apartment is one of the first big steps in their lives. Of course, it can be a lengthy and complicated process: from searching for and viewing properties, to signing lease agreements and other documents. It’s always best to conduct thorough research and ensure all the legal boxes are ticked. Good news for prospective tenants is that the law protects their rights in the form of The Rental Housing Act, which regulates the relationship between landlords (people who own property) and
Personal Finances

Legal Aid Versus Legal Insurance Cover

Whether it’s through our own fault or as a result of someone else’s negligence, an encounter with the law is inevitable for most of us. And while every case is different, it usually causes a lot of stress and anxiety and can be quite the financial burden as well. The fact is, the law is notoriously inaccessible in our country and most South Africans cannot afford the services of a top lawyer. With the unemployment rate just under 28%, it is easy to see why the law is unaffordable for many. This is

Need legal advice you can count on?

Sign up online, or if you have questions about our legal insurance cover, simply request a callback and a sales representative will contact you.