Free legal advice 

Read our latest articles that make the law easier to understand. We explain your rights in simple, jargon-free language, showing how it applies to real situations you may face at home, at work or in your community.

Cars and driving

The Dos and Don’ts of Car Modifications in South Africa

This is the moment: the car salesperson hands over the keys to your brand-new car, which is perfectly perched and wrapped in a bow. It’s certainly a snapshot worthy of an Instagram post, after all it’s your new baby. And much like having a new born, purchasing your first set of wheels is certainly a milestone worth celebrating. Naturally, you might view your new symbol of independence as an extension of yourself and want to spruce it up, making it your own and boosting its performance! But, whether you just make a few barely visible enhancements or go full out and “pimp” your ride, you
Cars and driving

How to Claim from the Road Accident Fund

South Africa has one of the world’s poorest road safety records, in fact, the country’s roads are among the most dangerous in the world. The statistics are nothing short of alarming. Roughly 1 million road accidents are reported every year. This is according to a report by the World Health Organisation, which estimates a fatality rate of 31.9 deaths per 100 000 people, while the global average is only 18 deaths per 100 000 people. What is the Road Accident Fund (RAF)?
Cars and driving

Buying a Second-Hand Car: A Step-by-Step Guide and Your Legal Rights

Many South Africans prefer buying a second-hand car, as the cost of a brand new vehicle isn’t always a financially viable option. And, while millions rely on more affordable public transport, some simply cannot go without having a personal vehicle – whether it is for work purposes or family responsibilities. Other than being the more pocket-friendly option, buying a used vehicle has other advantages as well. For starters, there is a wide variety of previously owned cars on the market, so you can pretty much find any make or model. And then
Cars and driving

Renewing a Driver’s Licence: A Step-by-Step Guide

As motorists know, to stay on the right side of the law and drive legally on South African roads you need a valid driver’s licence. Unfortunately, getting a driver’s licence isn’t a once-off thing, and that means you will be paying a visit to the traffic department and face long queues, every few years. A driver’s licence has a limited lifetime (usually five years) before it has to be renewed. While it is a bit of an inconvenience to renew your driver’s licence, it is essential as driving with an expired permit is basically the same as driving without a licence altogether. It could lead to
Cars and driving

How to Navigate a Minor Motor Vehicle Accident Situation

At some point in life, you are bound to be involved in a fender bender. Minor motor vehicle accidents are fairly common in South Africa, especially on rainy days or during the night when visibility is severely reduced. Thankfully, these incidents are very rarely fatal, but they do come with a significant dose of anger, confusion and subsequent admin to sort everything between the parties involved. So, we’ve put together a handy guide to dealing with minor car accidents to help you navigate through this frustrating situation. First
Cars and driving

SA’s New Bakkie Law : Here’s What You Need to Know

It is no secret that the overfilling of taxis and bakkies has resulted in thousands of young, innocent children losing their lives on their way to school. And, while there are many contributing factors to this (such as lack of road infrastructure and socio-economic circumstances, to name a few), Government aims to put a stop to the unnecessary deaths of pupils. According to LAW FOR ALL legal expert Adv. Jackie Nagtegaal, changes to the National Road Traffic Regulations Act, which officially come into effect on 11 May 2017, forbids anyone to transport schoolchildren in the goods
Cars and driving

What You Should Know About Roadblocks in South Africa

As the holiday season approaches, thousands of South Africans are gearing up to travel to destinations across the country. Of course, with the high traffic volumes, there is strong chance of causing or being involved in an accident. Needless to say, road fatalities in South Africa are prevalent, and roadblocks play an important role in ensuring the safety motorists and reducing carnage on our highways. Legal vs illegal roadblocks There are two types of legal roadblocks in South Africa. So- called
Cars and driving

Road Accidents in South Africa : Drive Responsibly

The month of April is not only synonymous with relaxing holiday breaks with loved ones, the elusive Easter Bunny and delicious chocolate eggs, but also the anticipated annual carnage on South Africa’s roads. Despite concerted efforts by Government and the authorities, our roads still remain amongst the most dangerous in the world, according to the World Health Organisation. According to the Road Traffic Management Corporation (RTMC) the Easter road death toll dropped from a staggering 287 in 2015,
Cars and driving

Buckle Up Motorists: What You Need to Know About the AARTO Traffic Demerit System

After years of speculation and anticipation, Transport Minister Fikile Mbalula gazetted the Administrative Adjudication of Road Traffic Offences (AARTO) regulations, which were due to be implented earlier this year. However,

Need legal advice you can count on?

Sign up online, or if you have questions about our legal insurance cover, simply request a callback and a sales representative will contact you.