After months of hard work and dealing with life’s frustrations, you finally decide to take some time out and plan a holiday. While considering your options, you remember that not too long ago, a person in a mall stopped you and asked if you would like to visit a beautiful destination like the one pictured in the brochure he handed you. After a convincing discussion about membership fees and the accumulation of points, before you know it, you’ve signed up for a flexi-club or holiday timeshare scheme in South Africa. And so, you decide to follow up with hopes of cashing in on your points and taking a