Hands up if you have ever read the T’s&Cs that pop up on your newly downloaded mobile app. If you are still sitting with your arms folded, just know that you are not alone: a 2017 survey by Deloitte found that 90% of people simply click “I Agree” on apps’ terms and conditions without reading them. Of course, it’s not the most enticing content – it’s a pop-up frame with lots and lots of words, and it’s so much easier to just scroll down, click accept and start using