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Read our latest articles that make the law easier to understand. We explain your rights in simple, jargon-free language, showing how it applies to real situations you may face at home, at work or in your community.

Personal Finances

Who Needs Legal Cover and Finding the Right Policy

Being sued, facing legal action, standing up in court, fighting the unforgiving legal system, worrying about how to pay for legal assistance – these are the things that keep many South Africans up at night. Unfortunately, not many citizens know about legal cover, what it is, that they need it or how it can protect and benefit them. The law is expensive, and far too often people give up on finding the legal support, resulting in unwanted consequences, such as lost claims, broken agreements, and even jail time.
Personal Finances

Legal Aid Versus Legal Insurance Cover

Whether it’s through our own fault or as a result of someone else’s negligence, an encounter with the law is inevitable for most of us. And while every case is different, it usually causes a lot of stress and anxiety and can be quite the financial burden as well. The fact is, the law is notoriously inaccessible in our country and most South Africans cannot afford the services of a top lawyer. With the unemployment rate just under 28%, it is easy to see why the law is unaffordable for many. This is
Personal Finances

How to Avoid Having Your Insurance Claim Rejected

Life is filled with uncertainty and often throws us curveballs. While we can’t prevent the unexpected from happening, we can take out various insurance policies to minimise everyday risks and safeguard our finances. From vehicle and household insurance to income protection and life insurance, having one or all these insurance policies in place should give some peace of mind. Being covered doesn’t necessarily mean that a pay-out is guaranteed should you submit a claim. Year after year, thousands of South African are left frustrated after their insurance claims are either partially or entirely denied. But, there are
Personal Finances

Why Legal Insurance Cover is Essential

You never know when life will throw a spanner in the proverbial works, so it’s essential to be ready for any problem that life throws at you. Most people who have encountered the law will tell you that it is a traumatic, intimidating and often financially crippling experience. And, while no one plans to have a run-in with the law, it is almost inevitable at some point in life. Unfortunately, many people only realise the importance of taking precautions (such as legal insurance cover) to safeguard their finances when it is too late. They are forced to pay expensive legal fees. That’s

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