You never know when life will throw a spanner in the proverbial works, so it’s essential to be ready for any problem that life throws at you. Most people who have encountered the law will tell you that it is a traumatic, intimidating and often financially crippling experience. And, while no one plans to have a run-in with the law, it is almost inevitable at some point in life. Unfortunately, many people only realise the importance of taking precautions (such as legal insurance cover) to safeguard their finances when it is too late. They are forced to pay expensive legal fees. That’s why it’s essential to understand the benefits of legal insurance cover.

Many financial savvy South Africans take out various insurances to protect themselves in case anything bad happens that could put a strain on them financially. Some of the risks they foresee include untimely death, losing a car or home due to accidents, theft, and illness. Legal insurance cover is, unfortunately, not top of mind for many people, but, as LAW FOR ALL’s Managing Director, Adv. Jackie Nagtegaal points out it should form a vital part of everyone’s financial risk planning. “No one expects to land in legal hot water, but there is a high likelihood that it will happen at some point in life, and it could have debilitating financial consequences,” warns Nagtegaal.

Luckily companies like LAW FOR ALL offer affordable yet powerful legal insurance cover plans. LAW FOR ALL is a legal insurance brand with more than 30 years of experience. Our goal is to make the law accessible and affordable for all South Africans. Our innovative legal insurance policies ensure that clients have access to proper legal advice and assistance when they need it the most.

Obtaining legal advice or assistance can be a costly affair in South Africa. Here’s a breakdown of what the cost of law without legal insurance cover could set you back:

why legal insurance cover is essential

Legal insurance cover is affordable and provides much-needed protection with a broad range of added benefits.

Having access to lawyers who can fight for your rights shouldn’t be a luxury. Legal insurance cover, depending on the particular policy you take out, comes with several benefits designed to suit your pocket, specific needs and send your fears and doubts packing.

LAW FOR ALL’s legal insurance cover policies offer clients real value for money. Our monthly premiums won’t break the bank and range from R159- R329 per month, providing litigation cover of between R159 000 – R329 000 per year (depending on the policy, of course). That means LAW FOR ALL will pay a lawyer up to R329 000 per year to represent a policyholder in court. What’s more, policies protect the whole family – spouses and children –  giving added peace of mind.

Legal insurance cover provides access to caring lawyers who go out of their way to find solutions to your legal problems.

LAW FOR ALL treats each client as a friend in need rather than a monthly premium. It’s this approach to legal service that makes LAW FOR ALL a trusted legal advisor to hundreds of thousands of South Africans.

In addition to understanding the need for affordable legal help, LAW FOR ALL also considers the emotional strain suffered by clients when dealing with legal issues. Our legal professionals are top legal minds who are caring and protective. “We go above and beyond to explain complicated legalese in intimidating contracts and any issue that involves a court in simple, understandable language,” assures  Nagtegaal.

“We aim to put clients’ minds at ease by being there to protect their rights, help them through tricky legal situations, and ensure they understand the meaning and implications of their legal obligations.”

Legal problems don’t wait for anyone, and the great thing about having legal protection is that you have a lawyer on speed dial. LAW FOR ALL’s legal professionals are always just a phone call away. All our policies give clients access to a 24hr – Legal Emergency Bail Line in case of arrest.  They also have access to our dedicated Legal Advice Call Centre so that customers can get legal advice and assistance on-demand.

Going to Court to solve a legal problem is not always the answer. Make sure you have lawyers on your side that know how to negotiate.

Mediation is the skilful art of discussing, listening, resolving and agreeing. Not only does negotiating ensure a fair and speedy resolution of conflicts, but it also minimises the hassle, stress and waiting involved in going to court. With South Africa’s courts’ caseload, one can often end up waiting years to get a resolution to a problem. Besides, courtrooms are scary places that are unfamiliar to many of the country’s citizens. LAW FOR ALL is aware of the fact that mediation is fast becoming the future of legal process in South Africa, and all of our policies offer this benefit.

With our rich history and years of experience in mediation, it comes as no surprise that we successfully resolve most of our clients’ problems outside of court – saving them time and money in the process.

At the end of the day, LAW FOR ALL is committed to providing innovative and affordable legal solutions to those who need it the most.  Our policies have been formulated to give policyholders peace of mind, and our professionals were named the Best Legal Team in Africa in 2019 and 2017 at the prestigious African Legal Awards. What’s more, we were also named Alternative Service Provider of 2019. Our innovations were also recognised with the award for The Best Use of Technology at the 2018 award ceremony. In the end, it’s all about feeling safe, knowing that someone has your back.